:root{--navy:#103d58;--red:#c0003b;--muted:#496375}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--navy);font-family:'Public Sans',sans-serif;background:linear-gradient(135deg,#edf4f8,#fafcfd 55%,#f2f5f8);line-height:1.6}.online-wrap{width:min(1200px,calc(100% - 48px));margin:auto}a{color:inherit}a:focus-visible{outline:3px solid #c0003b;outline-offset:5px}.skip-link{position:fixed;top:-100px;left:15px;background:white;padding:12px;z-index:10}.skip-link:focus-visible{top:10px}.online-header{background:white;border-bottom:1px solid #dce5ec}.online-header>.online-wrap{min-height:90px;display:flex;align-items:center;justify-content:space-between;gap:25px}.online-header img{display:block;width:190px;height:auto}.online-header nav{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:600}.online-header a{text-decoration:none}.online-call{background:#103d58;color:#fff;padding:11px 18px;border-radius:5px}.online-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:65px;align-items:start;padding-top:48px;padding-bottom:48px}.online-intro{padding-top:20px}.online-eyebrow{text-transform:uppercase;font-size:11px;letter-spacing:.15em;font-weight:750;color:#a80032;margin:0 0 20px}h1{font-family:'Source Serif 4',Georgia,serif;font-size:clamp(40px,4.6vw,61px);font-weight:400;line-height:1.08;letter-spacing:-.04em;margin:0 0 26px}h1 em{font-weight:400;text-decoration:underline;text-decoration-color:#c0003b;text-underline-offset:8px;text-decoration-thickness:3px}.online-lead{font-size:17px;color:var(--muted);line-height:1.75;margin:0 0 27px}.online-person{display:flex;align-items:center;gap:14px;margin:0 0 30px}.online-person img{width:58px;height:58px;object-fit:cover;border-radius:50%;background:white;border:3px solid white;box-shadow:0 3px 12px #123d581a}.online-person strong{display:block;font-size:15px}.online-person span{display:block;font-size:12px;color:var(--muted);margin-top:4px}.online-path{list-style:none;padding:25px 0;margin:0;border-top:1px solid #d5e2eb;border-bottom:1px solid #d5e2eb;display:grid;gap:20px}.online-path li{display:flex;gap:15px;align-items:center}.online-path li>span{width:38px;height:38px;display:grid;place-items:center;flex:none;border-radius:50%;background:white;border:1px solid #cbdce7;font-size:12px;font-weight:750}.online-path h2{font-size:15px;margin:0;font-weight:700}.online-path p{font-size:12px;color:var(--muted);margin:3px 0 0}.online-help{margin-top:28px}.online-help p{font-size:13px;margin:0 0 4px}.online-help a{display:block;font-weight:750;font-size:21px;text-decoration:none}.online-help span{display:block;font-size:12px;color:var(--muted);margin-top:6px}.online-evaluation{height:810px;max-height:calc(100dvh - 125px);min-height:650px;border:1px solid #c9dce7;border-radius:12px;overflow:hidden;background:#f1f5f8;box-shadow:0 15px 45px #103d5819;display:flex;flex-direction:column;scroll-margin-top:15px}.online-chat-head{flex:none;display:flex;align-items:center;gap:12px;background:#103d58;color:white;padding:18px 20px}.online-chat-icon{display:grid;place-items:center;width:40px;height:40px;background:#ffffff15;border:1px solid #ffffff40;border-radius:50%;font-size:13px;font-weight:700}.online-chat-head h2{font-size:18px;line-height:1.3;margin:0;color:#fff}.online-chat-head p{font-size:11px;color:#dceaf3;margin:4px 0 0}.online-frame{display:block;flex:1;min-height:0;width:100%;border:0}.online-footer{text-align:center;font-size:11px;color:#4e6779;padding:25px 0 30px;border-top:1px solid #d9e4eb}.online-footer p{max-width:750px;margin:0 auto 13px}.online-footer nav{display:flex;justify-content:center;flex-wrap:wrap;gap:10px 18px;margin-bottom:15px}.online-footer a{text-underline-offset:3px}.online-footer small{font-size:11px}
@media(max-width:1000px){.online-layout{gap:30px;grid-template-columns:1fr 1.15fr}.online-header nav{gap:16px}.online-lead{font-size:15px}.online-person span{font-size:11px}}
@media(max-width:760px){.online-wrap{width:calc(100% - 28px)}.online-header>.online-wrap{min-height:73px;gap:10px}.online-header img{width:150px}.online-header nav>a:not(.online-call){display:none}.online-header .online-call{font-size:11px;padding:10px}.online-layout{grid-template-columns:1fr;gap:22px;padding-top:24px;padding-bottom:30px}.online-intro{padding-top:0}.online-eyebrow{font-size:10px;margin-bottom:12px}h1{font-size:37px;margin-bottom:16px}h1 br{display:none}.online-lead{font-size:14px;line-height:1.65;margin:0}.online-person,.online-path,.online-help{display:none}.online-evaluation{height:790px;min-height:650px;max-height:none;border-radius:9px}.online-chat-head{padding:15px}.online-footer{padding-bottom:25px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
/* A composed welcome panel with Jeff's speech bubble. */
.online-layout{gap:32px;grid-template-columns:1fr 1.15fr;align-items:stretch;padding-top:36px}
.online-intro{padding:32px 28px 0;border-radius:18px;background:radial-gradient(ellipse at 0 0,#245d78,transparent 65%),#0c3048;color:#fff;overflow:hidden;align-self:start;box-shadow:0 12px 35px #103d5815}
.online-intro .online-eyebrow{color:#dcebf3;font-size:10px;letter-spacing:.16em;margin-bottom:18px;padding-left:13px;border-left:3px solid #e52458}
.online-intro h1{font-size:clamp(36px,3.3vw,47px);line-height:1.13;margin-bottom:30px;max-width:380px;color:#fff}
.online-intro h1 em{text-decoration:none;color:#fff;display:block}
.jeff-conversation{display:grid;grid-template-columns:108px 1fr;gap:20px;align-items:center;margin-bottom:30px}
.jeff-profile{text-align:center}.jeff-profile img{width:104px;height:104px;border:4px solid #fff;border-radius:50%;object-fit:cover;object-position:top;background:#e5eef5;box-shadow:0 6px 20px #0003}
.jeff-profile strong{display:block;font-size:13px;margin-top:8px}.jeff-profile>span{display:block;font-size:10px;color:#c0d6e4;margin-top:2px}
.jeff-speech{position:relative;background:#fff;color:#123d56;border-radius:22px 22px 22px 5px;padding:22px 20px;box-shadow:0 8px 24px #00162325}
.jeff-speech:before{content:'';position:absolute;left:-12px;top:44px;border-top:12px solid transparent;border-bottom:12px solid transparent;border-right:13px solid #fff}
.speech-kicker{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.09em;font-weight:800;color:#b50037;margin-bottom:10px}
.jeff-speech p{font-size:21px;line-height:1.35;font-weight:700;margin:0 0 12px;letter-spacing:-.03em}
.jeff-speech>span:last-child{display:block;font-size:14px;line-height:1.65;color:#486276}
.online-expect{border-top:1px solid #ffffff25;padding-top:22px}
.online-expect>h2{font-size:11px;text-transform:uppercase;letter-spacing:.13em;color:#b6d0df;margin:0 0 17px}
.online-intro .online-path{border:0;padding:0 0 26px;gap:19px;display:grid}
.online-intro .online-path li{gap:13px;align-items:flex-start}
.online-intro .online-path li>span{height:32px;width:32px;background:#ffffff0d;border-color:#ffffff35;color:#fff;font-size:11px}
.online-intro .online-path h2{font-size:15px;color:#fff}.online-intro .online-path p{color:#c2d6e2;font-size:12px;line-height:1.55;margin-top:3px}
.online-intro .online-help{display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;margin:0 -28px;padding:21px 28px;background:#ffffff0a;border-top:1px solid #ffffff1f}
.online-help p{font-size:12px;font-weight:650;margin:0}.online-help span{font-size:10px;color:#bed2e0;margin-top:4px}.online-help a{font-size:17px;color:#fff;text-decoration:none;border-bottom:2px solid #e52458;padding-bottom:2px}
.online-evaluation{border-radius:18px;height:820px;min-height:720px;max-height:none;box-shadow:0 12px 35px #103d5815}
.online-chat-head h2{font-size:21px}.online-chat-head p{font-size:12px}
@media(max-width:1000px) and (min-width:761px){.online-layout{gap:22px;grid-template-columns:1fr 1.2fr}.online-intro{padding:26px 20px 0}.jeff-conversation{grid-template-columns:1fr;gap:16px}.jeff-profile{display:flex;align-items:center;gap:10px}.jeff-profile img{width:64px;height:64px}.jeff-profile>span{display:none}.jeff-speech:before{display:none}.online-intro .online-help{margin:0 -20px;padding:20px}}
@media(max-width:760px){.online-layout{grid-template-columns:1fr;gap:18px;padding-top:20px}.online-intro{padding:23px 20px}.online-intro h1{font-size:34px;margin-bottom:20px;max-width:none}.online-intro h1 em{display:inline}.online-intro .online-eyebrow{font-size:9px;margin-bottom:12px}.jeff-conversation{grid-template-columns:74px 1fr;gap:14px;margin:0}.jeff-profile img{width:72px;height:72px;border-width:3px}.jeff-profile strong{font-size:11px}.jeff-profile>span{font-size:9px}.jeff-speech{padding:17px 16px;border-radius:17px 17px 17px 4px}.jeff-speech p{font-size:18px;margin-bottom:8px}.jeff-speech>span:last-child{font-size:13px;line-height:1.55}.speech-kicker{font-size:8px;margin-bottom:7px}.online-expect,.online-intro .online-help{display:none}.online-evaluation{height:760px;min-height:640px;border-radius:13px}.online-chat-head h2{font-size:19px}.online-chat-head p{font-size:11px}}
@media(max-width:350px){.online-intro{padding:20px 15px}.jeff-conversation{grid-template-columns:60px 1fr;gap:12px}.jeff-profile img{width:60px;height:60px}.jeff-profile>span{display:none}.jeff-speech{padding:15px 13px}.jeff-speech p{font-size:17px}.online-intro h1{font-size:31px}}
/* Compact speech bubble and clear benefit checklist. */
.jeff-conversation{grid-template-columns:108px minmax(0,1fr);gap:20px;margin-bottom:26px}
.jeff-speech{padding:19px 22px;border-radius:28px;max-width:290px;box-shadow:0 5px 15px #0016231a}
.jeff-speech:before{display:block;left:-6px;top:calc(50% - 7px);width:14px;height:14px;background:#fff;border:0;border-radius:0 0 0 3px;transform:rotate(45deg)}
.jeff-speech p{font-size:20px;font-weight:650;line-height:1.4;letter-spacing:-.02em;margin:0;position:relative}
.online-expect{padding-top:23px}.online-expect>h2{font-size:12px;letter-spacing:.1em;margin-bottom:13px}
.online-intro .online-path{gap:10px;padding-bottom:25px}
.online-intro .online-path li{display:flex;align-items:center;gap:14px;padding:16px;border:1px solid #ffffff24;border-radius:11px;background:#ffffff09}
.online-intro .online-path li>.expect-check{width:30px;height:30px;flex:none;border:1px solid #8ce6b4;border-radius:7px;background:#d8f8e6;color:#147343;display:grid;place-items:center}
.expect-check svg{display:block;width:20px;height:20px}
.online-intro .online-path h2{font-size:15px;line-height:1.4}.online-intro .online-path p{font-size:12px;line-height:1.5;margin:4px 0 0}
@media(max-width:1000px) and (min-width:761px){.jeff-conversation{grid-template-columns:74px minmax(0,1fr);gap:14px}.jeff-profile{display:block}.jeff-profile img{width:70px;height:70px}.jeff-profile strong{font-size:11px}.jeff-speech{padding:17px}.jeff-speech p{font-size:18px}}
@media(max-width:760px){.jeff-conversation{grid-template-columns:74px minmax(0,1fr);gap:16px;margin-bottom:20px}.jeff-speech{padding:16px 18px;border-radius:24px;max-width:300px}.jeff-speech p{font-size:17px;line-height:1.45}.online-expect{display:block;padding-top:19px}.online-expect>h2{font-size:10px}.online-intro .online-path{padding:0;gap:8px}.online-intro .online-path li{padding:12px;gap:11px}.online-intro .online-path h2{font-size:13px}.online-intro .online-path p{font-size:11px;margin-top:3px}.online-intro .online-path li>.expect-check{height:27px;width:27px}.expect-check svg{width:18px;height:18px}}
@media(max-width:350px){.jeff-conversation{grid-template-columns:60px minmax(0,1fr);gap:14px}.jeff-speech{padding:15px}.jeff-speech p{font-size:16px}}
/* Center the welcome pair and use the requested monochrome checkboxes. */
.jeff-conversation{grid-template-columns:108px minmax(0,290px);justify-content:center;gap:22px}
.online-intro .online-path li>.expect-check{background:#fff;border-color:#fff;color:#111}
@media(max-width:1000px) and (min-width:761px){.jeff-conversation{grid-template-columns:74px minmax(0,230px);gap:16px}}
@media(max-width:760px){.jeff-conversation{grid-template-columns:74px minmax(0,260px);gap:16px}}
@media(max-width:350px){.jeff-conversation{grid-template-columns:60px minmax(0,220px);gap:14px}}